Treat Now
Pay Later

with Cherry &
Total Med Solutions

Buy Now. Pay Monthly. Let your money go further and take better control of your cash flow when you pay in smaller, more manageable monthly installments with Cherry.

  • Quick Application

  • No Hard Credit Check

  • Flexible Payment Options

  • High Approval Rate

How It Works

Choose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you’re approved for financing, you can use your funds immediately. Manage your payment options using Cherry’s self-serve patient portal.

Quote sign Total Med Solutions Bryana

I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I’m so happy I can split my payments up now!

Quote sign Total Med Solutions Alex

Cherry was really easy to use and super fast. I can’t wait to go back and try different services now that I can split my payments!

Quote sign Total Med Solutions Marie

I used this on Monday and it was great. Low down payment and low monthly. You all should try it.

Frequently Asked Questions

Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.

If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to “request an increase,” it means you are ineligible for an increase at this time.

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.

To request a refund, please contact Cherry Technologies directly.

We defer to the refund policies put in place by Cherry Technologies and cannot initiate a refund without their approval.

Once Cherry Technologies authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.